The confinement nanny provided invaluable support during the first month after Ellysa was born. As first-time parents, we were simply clueless about what to do once we brought Ellysa back…

Infant care in Singapore is part of a crucial support system for many first-time parents. We are no exception to it. Ellysa has been in infant care since the end…

Little Splashes is one of the most popular baby swimming schools in Singapore. It is also Ellysa’s favourite playground now. We brought Ellysa to swim on her 7th month birthday….

The baby bonus scheme is financial support from the government to alleviate the costs of raising a child in Singapore. It comprises two parts – Baby Bonus Cash Gift and…

In this Lion Global Infinity US 500 Review article, I will share my actual investment portfolio with Endowus. The last time I did the review this portfolio was in November…

Follow your passion. It has been a core guiding principle that helps me to decide on life’s most difficult choices. That simple strategy has also allowed me to live the…

Education in Singapore forms a significant part of my life journey. In this article, I will share my experience going through one of the world’s best-designed education systems. I hope…

An accounting interview can be an intimidating experience for many candidates competing for roles in the finance department. But you can turn it into an enjoyable discussion if you know…

The advancement of accounting software has progressed steadily in the past decades. With the invention of cloud accounting software, we can now get the accounting for our business done much…

Xero has single-handedly revolutionised how companies carry out their bookkeeping and accounting activities. It is a highly sophisticated accounting software that automates time-consuming day-to-day financial transactions. Having used most of…

After three years of study in Diploma or Degree in Accountancy, you are finally ready to join the exciting world of accounting! Just like many other accounting graduates, you should…

For a new business to survive in a competitive landscape, the ability to minimise costs is of utmost importance. One of the simplest ways to do that is to perform…

So you have just incorporated a company. Now you wonder if you should do your accounting yourself or engage an accounting firm to do so. It may sound ironic that…

To pursue a career as an accountant was never at the top of my mind. However, the 2008 financial crisis completely changed the way I look at my career choice….

The failure to manage fear in a market downturn is the most common reason that causes investors to lose money in investing. The fear of losing the capital invested tends…

I enjoy writing and sharing about investing and financial markets. When I started this personal finance blog, I asked myself – why should anyone read what I write in this…

You may have realised that I have used an index fund as a starting point for the investment portfolio of this blog. Why didn’t I begin by buying the individual…

Last week, I wrote about my initial SGD 2,000 investment from CPF Ordinary Account through the Endowus digital platform. There is a long list of funds that is available in…

While living in my 20s has been full of joy and happiness, life in my 30s has been about overcoming what seem to be insurmountable challenges. I’m 39 years old…

If you are in the late twenties or even early thirties and find yourself dragging your feet to work, it is probably a good time to consider a career switch. …

Our ability to save money will determine how hard we need to work to support our expenses. There is no secret that the more we spend, the harder we will…

For Singapore based investors investing in the US stock market, S&P 500 is one stock market index that we cannot ignore. It provides a deep insight into the largest equity…

Anywheel has indeed come a long way. It started its bike-sharing operation in Singapore with less than 1,000 bikes. Today, Anywheel has up to 15,000 two-wheelers on the road! I…

Being ACCA Top 30 Graduate in Singapore has provided me with an abundance of career opportunities. It has also played a key role in my journey towards achieving financial independence….

What separates profitable and unprofitable investors or traders lies in the ability to differentiate investing vs trading. Investing and trading are two primary objectives why someone enters into financial markets….

Fundamental vs technical analysis has been a long-standing debate among investors and traders. It also causes significant difficulty for new participants of financial markets to select between the two. It…

Are you looking to earn a higher return from your money? If you find that 0.05% of the interest from a saving account is far from attractive, you have come…

I bought my first stock when I was still in NTU. It was an SGX listed stock that I acquired on 30 October 2006. Today, I spend most of my…

I may have left the banking industry for a while. However, the concepts of personal finance remain intact in my mind even up to today. Many find the topic of…

As a double degree holder in accountancy (ACCA) and engineering (NTU), accounting automation has always been in my wish list. I could still vividly remember my first week of work…

Ah ha! You have finally decided that having a job is not quite your cup of tea and you will be better off being an entrepreneur. Perhaps, you are a…

Being a freelance accountant has always been my dream since the day I decided to enter the accounting industry. You may now call it a dream comes true.  It was…

Investment is an art of making money through the scientific application of compounding phenomenon. Obviously, you will not find this definition in any investment textbooks. 🙂 This definition of investment…

Deja vu! Yes, I do find many similarities between being a freshman during the first year in University and being a ‘freshman’ during the first decade of my professional life…

In the past decade or so, I have been invited to a number of interviews for accounting position – which opportunities I sincerely appreciated. While the questions posted during interviews…